Tuesday, June 28, 2011

Better Business Bureau

Carol Beddingfield
June 26, 2011

Chamber Chatter
Do you get as frustrated as I do trying to determine if an offer is legitimate or is simply a scam?

When in doubt and especially before you commit any money, check out the company at the Better Business Bureau of North Alabama.

The purpose of this organization is to help steer you towards trustworthy companies and away from scam artists. Education and awareness will help you safeguard your money.

The 2010 top ten scams that were reported to the BBB nationwide include the following:
1) Lottery or Sweepstakes scam – Usually these include a check that looks real. Never deposit the check or send matching funds to gain the remainder of the fake jackpot.
2) Government Grant Scams – This type of scam is very prevalent due to the storms of April 27th. Be sure to check with the BBB for the company’s history and only give your information to a certified branch of the government such as FEMA.
3) Caller ID Spoofing – Technology today will allow a con artist to trick you by using family and friends caller id numbers
4) “Free” trial offers- These website ads actually cost consumers as much as hundreds of dollars, month after month.
5) Job Hunter Scams – False employers ask for personal information claiming to check individual’s credit report.
6) Work from Home – These scams claim to teach you how to make money online; assemble items, but you can end up losing hundreds of dollars
7) Home Repairs/Roofers –Roofing company complaints increased by 40% in 2010. Be careful of door to door salesman.
8) Mystery Shopping – Never pay a company to be a mystery shopper. If the company is legit, they will pay you without upfront funds.
9) Over Payment Scams – Small businesses should be aware of this scam. The pretend customer will send a check for more than the purchase amount and then demand that the company refund. Of course the scam artist original check is no good.
10) Phishing Scams – Computer hackers use fake emails from governmental offices, banks, and even friends to obtain personal information or to infect your computer with a destructive virus.
Call the Better Business Bureau of North Alabama if your deal seems to be too good to be true. The phone number is 256-533-1640.

Wednesday, June 22, 2011

DeKalb Regional Medical Center

Chamber Chatter
Carol Beddingfield
Executive Director

Congratulations to Chief Executive Officer Jeff Rains and the staff of the DeKalb Regional Medical Center. Blue Cross and Blue Shield of Alabama recently awarded the DRMC its sixth consecutive Tier 1 status.
What does this mean for you? The recognition is based largely on quality of care based on national quality standards, infection control rates and transparency.
If you have Blue Cross Blue Shield insurance, it could also mean you pay the lowest rates available for co-pay.
Improvements are continuously made at the hospital. A picture archival and communication system that allows diagnostic imaging exams be stored digitally was recently added. The report can then be sent to your doctor on a CD.
The exams are permanently archived in case your doctor needs them in the future.
DRMC is offering the newest advancement in surgery, the Single Incision Laparoscopic Surgery. This procedure replaces the three to four incisions required by standard laparoscopic surgeries with just one incision in the belly button.
According to Dr. Jeffery Thompson, "This procedure has the potential for elimination of visible scars and the potential to be applied to numerous other conditions requiring surgery."
SILSTM provides less discomfort and faster recovery time than standard laparoscopic surgeries. Dr. Steve Isbell is also a proponent of the one incision surgery. He believes that the procedure will be useful in many general surgical and gynecological operations.
Our town may be small in comparison but we definitely have one of the best medical facilities in our area. It is through leadership such as hospital CEO Jeff Rains that improvements continued to be made.

Wednesday, June 15, 2011

Off the Boat Seafood

My favorite thing during the summer is to be at the beach or at least to dream that I am at the beach having shrimp.

Today without traveling six hours, I can sit on my own back deck and enjoy fresh gulf bay shrimp. In fact, the steamed shrimp from Off the Boat is the best I have eaten.

When Greg and Kelly Parker built their dream home in Mentone, they often wished they could still enjoy the gulf coast seafood. Friends from Orange Beach encouraged them to make the leap and open a takeout seafood restaurant in Fort Payne.

This month marks the six month anniversary of the opening of Off the Boat. According to Kelly, “This milestone in their lives is the most life changing. The people of this area are happier. The concern for each other is genuine.”

The Parkers certainly reflect the desire to serve others. During the tornado disaster, they provided hot meals for many of the storm victims.

The menu at Off the Boat includes items for everyone. The baked chicken can be ordered even by those who are sensitive to shellfish. Vegetarian plates are also available.

If you have a special recipe, uncooked seafood can be purchased. All the products are wild caught. No pond raised or confined products are sold.

The restaurant is takeout only. The food is prepared after the order is placed. A usual time wait is 30 minutes. The hours of operation are from 10:30 AM to 6:30 PM.

New items are being added at customer request such as lump crabmeat. The restaurant’s specialty is the seafood lasagna.

Sorry Savannah, Georgia, Fort Payne now has the best seafood bisque! Stop by Off the Boat at 1702 Gault Avenue, North, Suite 101 or call your order in at 256-845-4699. Tell Greg and Kelly the Chamber sent you.

Wednesday, June 8, 2011

Small Business Disaster Recovery Fund

June 8, 2011
Carol Beddingfield
Executive Director

Chamber Chatter

Are you a small business owner who suffered loss during the storms of April 27th? Do you need financial help immediately?

You could qualify for a loan that could have a turnaround period of about one week.

The Top of Alabama Regional Council of Governments (TARCOG) announced the creation of a small Business Disaster Recovery Fund. The funds will provide small loans with low interest rates to businesses that were damaged in the storms of April 27th.

The purpose of the fund is to make immediate financing for recovery purposes until more permanent financing may be obtained.

These loans will be available in amounts from $5,000 to $25,000. Interest rates of 4% will be fixed for a term of three years.

TARCOG routinely provides financing to small businesses within the service area of DeKalb, Limestone, Jackson, Madison and Marshall Counties. The Revolving Loan Fund has helped many with the start up cost of a company.

Now, these dollars will also help owners with the cost of continuing to operate after experiencing hardship during the recovery efforts.

Serving as Treasurer of TARCOG Board of Directors, I am encouraged to see the business community of our area be a focal point of service. I congratulate the leadership of Director Bob Culver and his staff for their efforts to help small businesses.

IF your business has been damaged and is in need of such a loan, contact Joe Howe at 256-716-2481 or Jeff Pruitt at 256-716-2483.

Also, check with the US Small Business Administration for loans of larger amounts. You must have filed the proper paperwork with the Federal Emergency Management Agency by June 27, 2011 to qualify.

Call FEMA at 1-800-621-3362 or visit the website at https://disasterloan.sba.gov/ela/.

Wednesday, June 1, 2011

WZOB and Chamber’s first After Hours Block Party

June 1, 2011
Carol Beddingfield
Executive Director

Chamber Chatter

The Chamber’s first After Hours Block Party was a huge success. The merchants of Glenn Crossing were very appreciative of the Chamber’s efforts to increase the number of customers shopping their stores.

The UPS Store, Burke’s Outlet, Verizon, GNC, Shoe Show, and Hibbett’s Sports provided refreshments and great door prizes.

The WZOB live remote added a fun atmosphere to the event. Doris Hobbs and Jack Martin helped to peak the public’s interest.

Our town is fortunate to have these two individuals helping to promote our area. They both have resumes of hours of volunteer work.

Doris has been the treasurer of the Northeast Alabama Home and Garden Show for the past 28 years.

Jack Martin is part of the country band called Forever Country. He does volunteer work at nursing homes and assisted living programs. His band plays for senior dances.

Doris and Jack are proud to be part of the history of one of DeKalb County’s oldest radio stations. WZOB first came on the air in June of 1950. During the 61 years, the Ted Kirby family has been involved in the station.

Michael and Phyllis Kirby are the present owners. The station has been voted the Best Radio Station in DeKalb County for 17 consecutive years.

The country format strives to serve all of the people of DeKalb County. Swap Shop has put many buyers and sellers together.

Thank you again WZOB for supporting the Chamber’s endeavors to promote and support the local business community. We will “see and hear” you at the next Block Party!